Open a business
account online

We're launching the fastest and easiest online financial service for SMEs, freelancers, and the self-employed in Europe.

Get early access

The first 1,000 customers will get their business account for free for forever!

Click "Get early access" to get a special offer in autumn.

Get early access

Easily manage your finances via your smartphone

Open your business account online
Transfer money 24/7
Income and expense schedules for any period
Detailed information on your counterparties
Issue, send, and match invoices to payments
Expense reports by category (e.g. transport, utilities, rent)
Expense reports for individual employees
Open your business account online
Transfer money 24/7
Income and expense schedules for any period
Detailed information on your counterparties
Issue, send, and match invoices to payments
Expense reports by category (e.g. transport, utilities, rent)
Expense reports for individual employees

No more unexpected cash gaps

Connect any bank account to Finom to get all your finances in one place.

Get rid of your cash gaps by tracking your current and scheduled cash flow.

Stop overpaying banks

Pay only for products you choose: no hidden fees or conditions

Solo plans
Team plans
  • Solo

    € 8.99/mo

    Free for forever (Limited)

    Get early access
    • Maximum users

      1

    • Plastic cards included

      1

    • Virtual cards included

      1

    • Accounting integrations

    • Role and user management

  • Solo Plus

    € 16.99/mo

    You save € 36 a year

    or € 19.99 monthly per company

    Get early access
    • Maximum users

      1

    • Plastic cards included

      1

    • Virtual cards included

      2

    • Accounting integrations

    • Role and user management

  • Start

    € 20.99/mo

    Free for forever (Limited)

    Get early access
    • Maximum users

      2

    • Plastic cards included

      2

    • Virtual cards included

      2

    • ATM withdrawal limit

      € 1,500

    • Free SEPA transfers & DD

      30

  • Premium

    € 44.99/mo

    You save € 60 a year

    or € 49.99 monthly per company

    Get early access
    • Maximum users

      10

    • Plastic cards included

      5

    • Virtual cards included

      5

    • ATM withdrawal limit

      € 2,000

    • Free SEPA transfers & DD

      100

  • Corporate

    € 180/mo

    You save € 240 a year

    or € 199.00 monthly per company

    Get early access
    • Maximum users

    • Plastic cards included

      20

    • Virtual cards included

      50

    • ATM withdrawal limit

      € 2,000

    • Free SEPA transfers & DD

      500

Free virtual card for your business

Issue and block virtual cards within one minute

Customize virtual card limits for different employees

Our virtual card service is free of charge

Easily pay anywhere using contactless payments on your phone

Get early access

The first financial service that pays you back

Profit from your expenses: get 0,25% cashback on all card payments

Withdraw cash from your Finom account

Free withdrawals of up to € 2,000 per month at any ATM in Europe

Get early access

Why spend time with your bank manager?

It's better spent with the ones you love!

We resolve issues online:

5 min

via chat

10 min

via email

The easiest e-invoincing solution in Europe

Free
e-invoicing service

Automatically match client invoices with payments

Generate e-invoices within 60 seconds

Get early access

Finom operates 24/7

Send and receive money at any time - even on weekends or at midnight

Our clients’ funds are guaranteed up to € 100,000 by the
European Deposit Guarantee Fund

  • Our servers are protected and hosted in the European Union

    We comply with the 2016 General Data Protection Rules (GDPR)

  • TLS protocol

    All information and registration data are encrypted before being sent to our servers so that no one can intercept them

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Global investors trust us

  • One of the largest VC funds and headquartered in Berlin. It has more than € 800 M in managed assets with offices in London, Tel Aviv, and Barcelona. Portfolio includes companies such as Auto1, Delivery Hero, Omio (formerly GoEuro), TravelPerk, Rapyd and WeFox.

  • General Catalyst is a venture capital firm with $ 3 B in AUM that invests in transformational early-stage and growth stage companies. It backs exceptional entrepreneurs building innovative technology companies and markets leading businesses such as Airbnb, BigCommerce, ClassPass, Datalogix, Datto, Demandware, Gusto (FKA ZenPayroll), The Honest Company, HubSpot, KAYAK, Oscar, Snap, Stripe and Warby Parker.

  • FJ Labs is a stage-agnostic consumer-facing fund headquartered in New York City founded by Fabrice Grinda, No. 1 angel investor in the world according to Forbes.